Michelle Villalobas, a motivational speaker, was turned down for a bank loan to expand her business so she turned to a high-end pawn shop instead. “When I went in to get a loan a couple years ago, I thought this is going to be an easy, breezy thing. I’m a great client. I’ve got cash flow,” Villalobas said. “I got turned down after two months of back and forth.” At a pawn shop, the customer brings in their valuables and if the pawnbroker is interested the customer can get cash on the spot. High-end pawn shops have helped many entrepreneurs and wealthy investors with their businesses. “The reality is that not everybody that’s rich is liquid. A lot of people do not have liquidity in order to be able to fund these adventures that they have, so that’s what we do,” said pawnbroker Adriana Jimenez Hernandez.